Sheaff Brock Investment Advisors - recommendations for financial planning and investment strategy for distribution phase of retirement

More from Sheaff Brock about Angela’s Angst

Wealth manager Jerry Miccolis, CFP®, CFA, writing in the Journal of Financial Planning, created a character named Angela who, as she and her husband enter the “distribution phase” of their financial lives, is concerned about her financial future. What advice might YOU give to Angela? Miccolis asks other investment advisers. In an interview with our Sheaff Brock editor, wealth manager and financial planner Paul Coan responds. In Miccolis’ construct Angela is particularly uneasy about four specific pieces of investment advice [...]

Sheaff Brock financial planning advice for distribution phase of retirement

Sheaff Brock Addresses Angela’s Angst

Angela isn’t a real person, merely a “fictional amalgam” created by wealth manager Jerry Miccolis, CFP®, CFA, writing in the Journal of Financial Planning. But Angela’s concerns about her financial future, Miccolis claims, are very real indeed, typical of the angst many clients feel as they enter the “distribution” phase of their financial lives. “Readers of my prior contributions to the Journal will probably know how I would respond if Angela came to me,” Miccolis writes. “What advice would YOU [...]

Sheaff Brock Investment Advisors - post-election investment strategies

In the Wake of the Election, Looking to the Long Term

“Myths abound, but when it comes to your portfolio, it doesn’t matter much which party winds up in the White House,” at least according to Anne Kates Smith, senior editor of the Kiplinger Report. Conventional wisdom might suggest that Republicans are more “business-friendly” than Democrats, yet when we look back to 1900, it appears Democrats have actually been slightly better for stocks. Dave Gilreath, Sheaff Brock’s Chief Investment Officer, isn’t getting rattled by the post-election turmoil, either. Gilreath’s outlook on [...]

Sheaff Brock end-of-year financial planning for investments and financial tax planning

More Items for Your Year-End Financial Planning List

(Continued from “Some To-Do, Not-to-Do, & ‘It-Depends’ Items for Your Year-End List”) There’s no lack of financial planning and investment “tweaks” to consider as the fall season comes to an end, financial planning practitioner Paul Coan reminds Sheaff Brock investors. And, while some tactics may not prove best given your individual situation, others might have the potential to enhance tax savings at year-end and moving into 2017. As always, Coan cautions, it’s a good idea to speak with your CPA or [...]

Sheaff Brock Investment Advisors tax harvesting investment strategies portfolio gains

Harvesting Losses can be about More than Taxes

Tax loss harvesting is the practice of selling a security that has experienced a loss. By realizing, or “harvesting” that loss, investors are able to offset taxes on both gains and income. The sold security might be replaced by a similar one to maintain the same asset allocation strategy. How does tax loss harvesting work? An advantage of taxable accounts is the ability to use the losses that inevitably occur in some years to lower your tax bill. There are three [...]

Sheaff Brock Investment Advisors - Year-end planning strategies

Some To-Do, Not-To-Do, and ‘It Depends’ Items for Your Year-End List

As the fall season sets in, there are certain end-of-year planning techniques you can begin implementing, financial planning professional Paul Coan reminds Sheaff Brock investors. There are some not-to-do items as well, Coan adds, and some “it depends” tactics that may or may not prove best given your individual situation. Since several, although not all, of these checklist items involve tax planning, there are a couple of cautions: Speak with your CPA or other tax advisor before implementing any tax-related [...]

pharmaceutical manufacturing and investments | sheaff brock investment advisors

After the Recent Election, There’s New Reason to Love the Unloved

In certain oversold industries, it’s been a long, long stretch with stocks deprived of investors’ love and appreciation, observes Sheaff Brock Chief Investment Officer Dave Gilreath. Over-regulation and disfavor have swung the “affection pendulum” away from certain basic areas of our economy, Gilreath points out, including: pharmaceuticals industrials “traditional” energy (coal, natural gas, oil) After all, Gilreath reasons, with an aging population, the importance of pharmaceuticals and medical devices isn’t going away. Similarly, as the Energy Xchange emphasizes, “renewables have [...]

Boring yawn about bonds boring investment style | Sheaff Brock

The Potential Benefits of Bonds’ Boring Investment Style

When Oppenheimer Managing Director Leo Dierckman asserts that bonds should most definitely continue to be included in investment portfolios—even when interest rates are expected to rise—he means what he says. Dierckman believes that bonds serve as the backbone of both individual and institutional portfolios, and help offset the risks of equity and alternative investment holdings. While the portfolio manager admits that interest rates tend to rise when the economy is improving, which can render lower-paying existing bonds less attractive, those [...]

baseball analogy is bonds may deliver singles or doubles and not home runs | Sheaff Brock

Fixed Income is the Portfolio’s “Boring Backbone”

Should bonds continue to be included in investment portfolios even when interest rates are expected to rise? Most definitely, Oppenheimer Asset Management’s Managing Director Leo Dierckman told our SheaffBriefs editor. In fact, Dierckman went on to say, bonds serve as the backbone of both individual and institutional portfolios, offsetting the risks of equity and alternative investment holdings, and reducing volatility. Using an analogy from baseball, Dierckman cautions investors that bonds can reasonably be expected to deliver “singles” and “doubles,” rather [...]

index income strategy requires long-term strategy and patience

In an Index Income Strategy, Optimism and Patience are at a Premium

Investment clients who are bearish on equities—or who do not have the patience to wait through market corrections—need not apply, at least not for becoming invested in the Sheaff Brock Investment Advisors Overlay Strategy. That’s because this particular strategy is intended for long-term, time-premium capture strategy, and is not a trading strategy designed for quick gains. How does the strategy work? For each of three subsequent months, portfolio managers: Sell put options on an S&P 500 ETF (exchange-traded fund) Buy [...]